PURCHASE AGREEMENT (TERMS OF SERVICE)

This Purchase Agreement (“Agreement”) governs all purchases made from Growth Publishing Group, LLC, operating as NoFlippingExcuses.com (“Seller”). By completing a purchase, accessing a product, scheduling onboarding, or participating in any training, coaching, or service, you (“Buyer”) affirmatively agree to all terms below.

This Agreement is a binding legal contract. Buyer understands that this Agreement contains material limitations on refunds, reversals, chargebacks, and disputes, and Buyer knowingly accepts these limitations as a condition of purchase.

This purchase is also subject to Seller’s Privacy Policy, Disclaimers, and Terms of Use, incorporated herein by reference.

Seller reserves the right to refuse service to any Buyer who does not agree to these terms.

1. PARTIES

The parties to this Agreement are Growth Publishing Group, LLC (“Seller”) and the purchaser (“Buyer”). Any recipient of a Product purchased on Buyer’s behalf is deemed the Buyer for purposes of this Agreement.

2. SUBJECT MATTER

The subject of this Agreement is any product, program, training, coaching, service, membership, digital asset, or done-for-you implementation offered by Seller (collectively, the “Product”), as described in Seller’s promotional materials, order pages, onboarding calls, or communications.

2A. Communications Consent & Notifications

By enrolling in, purchasing, or participating in any Product, training, program, service, or community offered by Seller, Buyer expressly consents to receive communications from Seller and its representatives.

Such communications may include, but are not limited to:

Email messages
SMS or MMS text messages
Ringless voicemail messages
Phone calls (live or prerecorded)
In-app notifications, community messages, and system alerts
Other electronic or automated communications related to Buyer’s enrollment, participation, support, updates, training access, events, scheduling, or administrative matters

Buyer understands and agrees that these communications may be delivered using automated technology and may be sent to the email address, phone number, or contact information provided at the time of purchase or enrollment, or subsequently updated by Buyer.

Communications may include, without limitation:

Onboarding instructions
Training updates and reminders
Community announcements
Coaching schedules and call links
Account, access, or administrative notices
Support responses and follow-ups
Program-related education, resources, and notifications

Buyer acknowledges that consent to receive such communications is a condition of participation in Seller’s Products and community.

Buyer may opt out of non-essential promotional communications at any time by following the unsubscribe instructions included in the communication; however, Buyer understands that transactional, administrative, and program-related communications may continue, as they are necessary for delivery of the Product and participation in the program.

3. TAX DELINQUENT BLUEPRINT – CONDITIONAL REFUND POLICY

3.1 Refund Eligibility (Strict Compliance Required)

The Tax Delinquent Blueprint includes a conditional 100% refund, available only if Buyer fully and strictly completes all requirements below. Failure to satisfy any single requirement permanently voids refund eligibility.

Buyer must:

Complete 100% of the Tax Delinquent Blueprint training, including all onboarding lessons.
Follow onboarding instructions and publish an official welcome/introduction post inside the private Tax Delinquent Blueprint community.
Demonstrate active participation, including requesting assistance from the No Flipping Excuses team on at least three (3) separate occasions, evidencing a genuine attempt to implement the training.
Send one (1) direct mail campaign meeting all of the following mandatory conditions:
- Minimum 100 verified tax delinquent homeowners
- Tax Assistance Letter only (postcards do not qualify)
- Sent exclusively through REIPrintMail.com
- Buyer must provide verifiable proof of receipt confirming that 100 letters were mailed
- List must be a current, verified tax delinquent list
Complete the official done-for-you marketing buildout provided by Seller, including website and marketing assets.

3.2 Refund Asset Reversion & IP Relinquishment

If a refund is approved, Buyer irrevocably agrees to:

Relinquish all rights, ownership, and interest in:
- All tax delinquent data, lists, notes, homeowner contact information, and research
- Any website, domain, email, logo, branding, copy, or marketing materials
Cease all use of Seller’s systems, strategies, and intellectual property
Return or surrender any assets created on Buyer’s behalf

Buyer may not reuse, resell, reproduce, or deploy any materials associated with the Tax Delinquent Blueprint after a refund.

3.3 Acknowledgment of Non-Recoverable Costs

Buyer acknowledges that Seller incurs immediate, non-recoverable costs upon enrollment, including but not limited to:

Reserved buildout capacity
Marketing asset creation
Team onboarding and scheduling
Operational allocation and support resources

These costs justify the strict refund conditions and asset reversion requirements.

4. DEBT FREE PROPERTY BLUEPRINT & 2-DAY BLUEPRINT – LIMITED REFUND POLICY

4.1 Limited Refund Policy (Applies to Both Programs)

The Debt Free Property Blueprint and the 2-Day Blueprint are coaching and implementation programs that include a strict three (3) calendar day refund period, beginning on the date of purchase.

Three (3) Day Refund Window

Refund requests must be submitted in writing within three (3) calendar days of purchase.
Refund requests submitted after the three (3) day period will not be considered.
No exceptions apply under any circumstances.

Final Sale After Day Three

After the three (3) day refund period expires:

All sales are final
Buyer irrevocably waives any right to a refund
Buyer agrees not to initiate or pursue any payment dispute or chargeback based on refund eligibility

Acknowledgment of Non-Recoverable Costs

Buyer acknowledges that Seller incurs immediate, non-recoverable costs upon enrollment, including but not limited to:

Program access provisioning
Coaching and onboarding resources
Financing and payment-plan administration
Operational and staffing allocation

4.2 Course Reimbursement Program (Debt Free Property Blueprint Only)

Buyer understands and agrees that course reimbursement applies exclusively to the Debt Free Property Blueprint and does not apply to the 2-Day Blueprint or Tax Delinquent Blueprint.

Buyer expressly acknowledges and agrees that any course reimbursement opportunity:

Is not a refund
Is not guaranteed
Is performance-based and profit-dependent
Does not extend, replace, revive, or override any refund rights or refund periods

Course reimbursement eligibility is governed solely by the reimbursement terms set forth elsewhere in this Agreement.

4.2 Course Reimbursement Program – Conditions

If Buyer participates in a course reimbursement opportunity, Buyer expressly acknowledges and agrees to the following terms:

Twenty-Four (24) Month Reimbursement Window
Buyer has a maximum of twenty-four (24) months from the date of enrollment to submit and successfully close one or more qualifying deals in order to be eligible for course reimbursement consideration. Any reimbursement opportunity expires automatically after this period.
Deal Structure & Profit Allocation
Buyer understands and agrees that qualifying deals are structured as joint venture transactions and that:
- Buyer receives thirty percent (30%) of net deal profits
- No Flipping Excuses receives seventy percent (70%) of net deal profits
- Net profits are calculated after all deal-related expenses, costs, and fees have been deducted
Source of Course Reimbursement
Buyer expressly acknowledges and agrees that:
- Course reimbursement, if any, is issued solely from No Flipping Excuses’ seventy percent (70%) share of net deal profits
- Buyer’s thirty percent (30%) profit share is not reduced, offset, or recharacterized for reimbursement purposes
- Reimbursement is limited strictly to the net profits available within No Flipping Excuses’ share after expenses
Profit-Based Limitation on Reimbursement
Course reimbursement is not guaranteed and is subject to profit availability. Buyer understands that:
- If sufficient net profit exists within No Flipping Excuses’ share on a given transaction, reimbursement may be issued in full or in part
- If sufficient net profit does not exist to satisfy the full reimbursement amount, reimbursement will be limited to the amount available from that transaction
- Any remaining unreimbursed balance may be eligible to be reimbursed from future qualifying transactions, provided they occur within the twenty-four (24) month window
No Guarantee of Reimbursement
Buyer understands that course reimbursement is performance-based, discretionary, and contingent upon deal execution, profitability, and compliance with program requirements. Seller makes no guarantee that any reimbursement will occur.

5. Chargebacks, Disputes & Access Revocation

Buyer expressly acknowledges and agrees that access to all Products, services, training materials, coaching, communities, digital assets, and intellectual property is conditioned upon Buyer maintaining good-faith payment status.

Chargeback as Voluntary Termination of Access
Buyer agrees that the initiation of any chargeback, payment dispute, or payment reversal — whether through a bank, credit card issuer, financing provider, or payment processor — shall be treated as Buyer’s voluntary election to terminate access to all Products.
Automatic Revocation of Access
Upon initiation of a chargeback or dispute:
- Buyer’s access to all training materials, digital content, live calls, recordings, communities, portals, and services shall be immediately and automatically revoked
- Buyer relinquishes any claim to continued access, delivery, support, or participation
- Seller is not required to provide further services while a dispute is pending
Advance Consent & Waiver
Buyer expressly agrees in advance that:
- Such revocation is not a penalty, retaliation, or adverse action
- Revocation is a necessary measure to protect Seller’s intellectual property and contractual rights
- Buyer waives any claim that revoked access constitutes non-delivery, breach, or failure to provide services
No Restoration Obligation
Seller has no obligation to restore access during or after a chargeback, even if the dispute is later withdrawn or resolved, unless Seller elects to do so in writing.
Continued Enforcement Rights
Seller retains the right to:
- Contest the chargeback using this Agreement and access logs
- Recover administrative fees, chargeback costs, and collection expenses
- Enforce all other remedies available under this Agreement and applicable law

6. NO GUARANTEES OR EARNINGS CLAIMS

Seller makes no guarantees regarding income, profits, or results. Buyer’s success depends entirely on Buyer’s effort, execution, and market conditions.

7. LIMITATION OF LIABILITY

Product is provided “as-is” without warranties of any kind. Seller is not liable for direct, indirect, incidental, or consequential damages to the fullest extent permitted by law.

8. ARBITRATION & GOVERNING LAW

All disputes shall be resolved by binding arbitration under the American Arbitration Association. Arbitration shall occur in Florida. Governing law shall be the State of Indiana.

The prevailing party is entitled to recover all costs, including attorney’s fees.

9. MODIFICATION & ENFORCEABILITY

Seller may modify this Agreement for future Buyers at any time. If any provision is found unenforceable, the remaining provisions shall remain in full force.

10. FINAL ACCEPTANCE

By purchasing, accessing, or participating in any Product, Buyer affirms that they have read, understood, and voluntarily accepted this Agreement. Digital acceptance constitutes the legal equivalent of a handwritten signature.

SELLER CONTACT INFORMATION

Growth Publishing Group, LLC
5053 Sunrise Drive South
Saint Petersburg, FL 33705
📞 (317) 886-1400
📧 help@jasonlucchesi.com

Terms and Conditions